![]() ![]() However, if we do not receive the full minimum due on a statement within 59 days of the date of that statement, or any event of default (other than a payment default) occurs under your Cardmember Agreement, all special payment plans on your account will terminate and (i) you will then be charged interest on the balances outstanding on such plans at the applicable regular annual rate from the day after the date of your next statement, and (ii) the balances outstanding will form part of the balance due on that statement. ![]() Interest does not accrue during the period of the plan. *Financing available is “Equal payments, no interest” for 24 months (unless otherwise stated) and is only available on request, on approved credit and on purchases of $150 (unless otherwise stated) or more (Gift Cards excluded) made with your Triangle credit card at Canadian Tire, Sport Chek, Mark’s, L’Équipeur, Atmosphere, Sports Rousseau, Hockey Experts, L’Entrepôt du Hockey and participating Sports Experts. NSF/Dishounoured Payment Fee: $25 - Charged if a payment you make is dishonoured.Ĭharges for Copies: $2 - Charged when you request a copy of a statement.Ĭredit Balance Fee: The lesser of $2 or the amount of your credit balance - Charged on the last day of a billing period when there is a credit balance on the account and the account has been inactive (other than any credit balance fees) for the previous 2 billing periods. ^ Information for the Triangle™ Mastercard® and Triangle™ World Elite Mastercard®:Īnnual Interest Rate(s): All charges to your account (excluding cash transactions and related fees) - 20.99%Ĭash transactions (for example: cash advances, balance transfers, convenience cheques, money transfers, purchase of travellers cheques and gambling transactions) and related fees - 21.99% (if you reside in Quebec) or 22.99% (if you reside outside Quebec).įor the Triangle Mastercard only: If you are not approved for a card at the above rates, Canadian Tire Bank may still issue you a card at the following annual interest rates: (i) if you are a resident of Quebec, 21.99% for all charges or (ii) if you reside outside of Quebec, 25.99% for all charges (excluding cash transactions and related fees) and 27.99% for cash transactions and related fees.įoreign Exchange Conversion: All transactions made in a foreign currency will be converted to Canadian currency at the then current Mastercard conversion rate plus 2.5% (for charges to your account) or minus 2.5% (for credits to your account) when the transaction is posted to your account.Ĭash Advance Fee: $4 - Charged when the transaction is posted to your account. Bonus CT Money collected from online orders will be applied to the Member’s Triangle Rewards Account within five weeks of the purchase date. CT Money is collected on the pre-tax amount of the purchase. The offered rate is exclusive of any bonus or promotional offers or redemption transactions. Visit for full program rules and Partner location information. Not all items sold are eligible to earn CT Money or to be redeemed for. The 30X for Triangle Mastercard, World Mastercard and World Elite Mastercard customers consists of the 10X everyday plus the 20X bonus. Example: On a $100 (pre-tax) purchase with a 20X bonus multiplier a Member would earn a bonus $8 in CT Money (20 X. Any bonus multiplier is based on the base rate of collecting CT Money (0.4%), and will be added to whatever the Member would otherwise collect, without the bonus. You cannot collect paper Canadian Tire Money on bonus offers. To collect bonus CT Money you must present a Triangle Rewards card/key fob, or use any approved Cardless method, at time of purchase or pay with a Triangle credit card. ![]() Rewards are in the form of electronic Canadian Tire Money® (CT Money®). Triangle™ Mastercard®, Triangle™ World Mastercard® and Triangle™ World Elite Mastercard® are issued by Canadian Tire Bank. †The Triangle Rewards Program is owned and operated by Canadian Tire Corporation, Limited. ‡Was price reflects the last national regular price this product was sold for. Selection and availability may vary by location. **Online prices and sale effective dates may differ from those in-store and may vary by region.
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![]() ![]() You could take this a step further with the 28/36 rule, which says that, in addition to keeping your mortgage under 28% of your gross income, you should keep all your debts under 36% of your income. 28 to find that you should keep your mortgage payment under $1,960, according to this rule. įor example, if you earn $7,000 per month before taxes, you could multiply $7,000 by. The 28% rule says you should keep your mortgage payment under 28% of your gross income (that’s your income before taxes are taken out). So instead of one method to calculate your mortgage-to-income ratio, here are three models for you to choose from. Some homeowners are more conservative, preferring to keep their mortgage payment to a smaller percentage, and some are more comfortable allocating more of their income to their home mortgage. No hard and fast rule dictates how much of your income should go to a mortgage however, lenders have guidelines on what they would approve. Common Methods to Calculate Your Mortgage-to-Income Ratio So, in this article, you’ll learn how to calculate your mortgage-to-income ratio to determine how much of your income should go toward your mortgage payment. While you can use PNC’s mortgage affordability calculator to help estimate how much house you can afford, we also want you to understand how the affordability calculator works. This is called the mortgage-to-income ratio. So it makes sense to base your mortgage budget on your individual income levels, designating a percentage of your income to the mortgage payment. ![]() You know you need to have enough left over after paying the mortgage to cover other living expenses, savings and discretionary purchases. That said, many homebuyers are unsure about how much income it takes to comfortably accommodate the mortgage payment. If you can’t comfortably afford these payments with your income, you can create financial stress by stretching your budget too far. Insurance: your homeowner’s insurance premiums, divided into even monthly amounts you may also have additional insurance premiums, depending on your loan terms (for example, mortgage insurance premiums (PMI).Taxes: your estimated annual property taxes, divided into even monthly amounts.Interest: the cost of borrowing money as displayed as a percentage.Principal: the original amount financed.Mortgage payments typically include four expenses: ![]() Budgeting for a home is just as much about the mortgage payment as the purchase price. ![]() ![]() ![]() And, last but not least, the British Khaki shoe comes with not one but two zip pockets – one pocket located on each side of the shoe. The collaboration to end all collaborations, Travis Scott x fragment design x Nike, is set to commence its second drop of the past few weeks.After the Air Jordan 1 High was released last week. The tongue and pull tab have also been updated for this release: like the shoe’s outsole, these practical shoe components now glow in the dark. Moving up to the midsole, the sneaker features a small yet noticeable detail – a Cactus Jack scribble face that reminds onlookers of the man behind the design. Turning your attention towards the upper, the olive-colored nubuck suede of the OG is replaced with an earthy-brown hairy suede that adds a brand new dimension to the sneaker. The Jordan brand with Houston musician Travis Scott and Japanese designer Hiroshi Fujiwara of Fragment, added unique branding and signature touches. The outsole is now adorned with Cactus Jack iconography and entirely created out of a glow in the dark rubber. The Travis Scott x Air Jordan 6 Cactus Jack is a blockbuster sneaker thus, Jordan brand and Scott couldn’t help but green-light a sequel – the Travis Scott x Air Jordan 6 British Khaki. fragment design The Travis Scott x fragment design x Air Jordan 1 may have just released, but La Flame, Hiroshi Fujiwara and the Jumpman aren’t letting up as official images of their Air. Brand: fragment design x Travis Scott x Nike. The Travis Scott x fragment design x Air Jordan 1 High OG Military Blue is expected to drop this coming fall for 175 USD. The design is rounded out with the same blue shade on the rubber outsole. The pre-game pair will retail for $110, while the cleated version costs $150.Travis Scott x Air Jordan 6 Retro 'British Khaki' Cactus Jack and fragment design’s logos are stamped onto each heel. The New Balance Lindor 2 "Summer Storm" makeup will be released in July at and at select New Balance retailers. "Combining the latest New Balance technology with even fresher designs, you don’t need to choose between performance and style." Its the rare sneaker that satisfies the 'rule of three'sometimes, having three minds is greater than one. Having an opportunity to work with New Balance on this update allows me to continue to explore my love of design," Lindor said. "I’m so excited to show off the Lindor 2 throughout the season, starting with the 'Summer Storm' colorway. fragment design Travis Scott is far from done when it comes to footwear collaborations, and after unveiling a full-blown collection with Dior at Paris Fashion Week, the multi-platinum rapper is. Lindor will wear this "Summer Storm" colorway during tonight's game against the New York Yankees, which dons a grey-based color scheme that's offset by teal and green accents. The Air Jordan 1 Low Travis Scott x Fragment is a collaborative take on the Air Jordan 1 Low between La Flame and Japanese designer Hiroshi Fujiwara through. ![]() New York Mets' All-Star shortstop Francisco Lindor is getting a second signature shoe, with New Balance revealing two versions of the Lindor 2.Īccording to the Boston-based sportswear brand, the New Balance Lindor 2 is the "most premium baseball offering," as the silhouette combines the latest New Balance tech with Lindor’s unique fashion sense. Nike Air Jordan 1 Low Travis Scott x Fragment GODKILLER Retail Quality Rp2.199.000 Tangerang Markas Sepatu Tangerang 5.0 Terjual 100+ sepatu nike original - air force 1 Low Travis Scott Cactus Jack Rp1.100.000 42 Rp1.890.000 Bandung Papkins Store ID 4. ![]() ![]() ![]() Indeed, after eight years of tedious experiments with these plants, and-by his own admission-"some courage" to persist with them, Mendel proposed three foundational principles of inheritance. However, Mendel didn't discover these foundational principles of inheritance by studying human beings, but rather by studying Pisum sativum, or the common pea plant. In the pea plant experiment example above, T suppresses t, thus making the plant offspring tall.Our modern understanding of how traits may be inherited through generations comes from the principles proposed by Gregor Mendel in 1865. We know from Mendel’s Law of Dominance that if there exists two contrasting traits, one of the traits will always suppress the other, thereby expressing itself ( Dominating trait). So here, round (RR) and Green (GG) are the dominant traits whereas wrinkled (rr) and yellow (gg) are recessive traits. seed shape round always dominates seed shape wrinkled. So in the pea plant, the seed color yellow always dominates seed color green. Also, the recessive trait freely expresses itself in the absence of the dominant state. And this is what Mendel’s Law of Dominance is all about. The suppressed trait is known as Recessive trait. Such a trait is known as a Dominating trait. ![]() Offspring that are hybrid for a trait will have only the dominant trait in the phenotype. In a cross of parents that are pure for contrasting traits, only one form of the trait will appear in the next generation. ![]() And thus he devised the Law of Dominance which states that: So Mendel thought, maybe one gene suppressed the other or prevented the other gene from expressing it. This anomalous behaviour was exhibited in various other crossbreeding experiments in which two contrasting trait exhibiting plants were used. The Punnett square shows that if we cross a tall pea plant with genotype TT and a short pea plant with genotype tt, all offspring will be tall with genotype Tt. Why was a plant whose one parent was tall and another short expresses only the tall trait? So why does only T expresses itself in a Tt pair? Hence, during meiosis, the only possible combinations is Tt. For pea plants, the two sets of gametes were TT and tt. We all know that in sex gametes, genes break up and one of them forms a pair with an allele from the other cell. ![]() However, when he planted these seeds after harvesting, he found that all of the offspring plants were tall. Then he bred them by pollinating the flower of one monohybrid short pea plant with pollen of monohybrid tall pea plant. So, Mendel takes two pea plants: One short pea plant (thus having genes “tt” for expressing height) and one tall pea plant ( Having a genes “TT” which express or determine its height.) For example, say height- Pea plant could be of two possible heights : either tall or short. Here pure means monohybrid whereas contrasting traits mean any two form a particular trait. In a cross of parents that are pure for contrasting traits: We all know that Mendel was breeding peas to observe the hereditary effects of different types of breeding. Offspring that are hybrid for a trait will have only the dominant trait in the phenotype.” Mendel’s Pea Plant Experiment “In a cross of parents that are pure for contrasting traits, only one form of the trait will appear in the next generation. Mendel’s Law of Dominance can also be simply stated as: ![]() ![]() Keep in mind that all of them are high-glam. It is gorgeous and single-handedly turned me into a "glitter person."Īvailable in 17 shades, you have a ton of options. And trust me, you'll want to wear this a lot more than just once. Plus, you won't find flecks of this stuff on your clothing for years to come after wearing them just once. I wore Stila throughout the holiday season and received many compliments on my makeup. Finally, a way to wear glitter without half of it ending up on your cheeks by the end of the night. Stila's take on a liquid shadow is special because it's just solid, opaque, budge-proof glitter. I swear, this eyeshadow brings the party. Stila Shimmer & Glow Liquid Eyeshadow is New Year's Eve in a tube (well, more like a rectangle). ![]() Stila Shimmer & Glow Liquid Eyeshadow gives you a disco-worthy glitter eye (minus the fallout) in one swipe. I've sourced five top picks in a variety of finishes to help you build your collection - researched and tested. If a liquid eyeshadow requires a ton of finagling, it's because either the formula or the applicator isn't quite right for your needs. I reach for liquid eyeshadows on two occasions: when I want a subtle eye-look with little to no effort or when I want something high-impact with little to no effort. Swipe it over your lids, tap out the edges with a fingertip, and, viola, instant glamour and definition. In reality, a good liquid eyeshadow is that Holy Grail beauty product that gives you a complete eye-look in two-seconds flat. Eyeshadow is all about control, isn't it? But most liquid eyeshadows have a doe-foot applicator or brush already attached, and while that might be appealing, it's also a little scary. Powder and cream formulas are more intuitive - apply them with brushes, fingers, or some combination of the two - and bam, you have an eyeshadow look.
![]() Diagram how pieces of a system interact with each other, then share it in any cloud or social media-based app from your tablet or phone. The Sequins app allows you to quickly draw sequence diagrams while commuting or while you’re on the go. Swimlanes online editor for UML sequence diagrams PlantText UML Editor embeds PlantUML in a live online editor. There’s a huge ecosystem of tools around PlantUML to render textual UML diagrams anywhere you want. ![]() We have covered it in-depth in this interview with his creator but, in short, it supports all important UML diagrams (class, use case, activity, sequence, component, deployment and object diagrams but, to me, the strong point of this tool is the variety of scenarios in which can be used. PlantUML is the most well-known UML tool in this category with millions of UML models rendered. Instead, coverage of other kinds of UML diagrams is rather poor. As long as you are interested in drawing class diagrams, sequence diagrams or use case diagrams you’ll find several options. ![]() In no particular order, these are the tools you should check first when looking for a quick and easy way to draw some UML diagrams. Multi-language textual diagramming tools.Textual UML tools for Sequence diagrams.If you’re looking for (JavaScript) libraries that help you to create your own modeling editor, go here. Note that I’m listing here end-user modeling tools. If you think yours is missing please leave a comment and I’ll add it. I tried to include all tools I’m aware of. ![]() Let’s see our complete list of textual modeling tools. Complete list of diagrams as code tools to render UML and other types of models from a few lines of text Click To Tweet I wonder if this typical usage scenario is what discourages companies to (barely) offer any kind of commercial solution for this market. That’s why I was saying that these tools are more of an option for quick and dirty model sketches (for documentation or blueprints for early design discussions) more than a serious and deep modeling activity. Still, as you’ll see in the list below, the features, expressiveness, and robustness of such tools are rather limited in most cases. Both aspects represent a huge boost to the adoption of these tools. And programmers typically feel more comfortable with textual languages than with graphical ones. The fact that UML models are stored as text simplifies their integration with a variety of tools (like version control systems) that programmers already use in their everyday work so there’s no need to learn/buy/install additional tools. In fact, since most textual UML tools have an online editor, they are a jackpot for occasional modelers.īut why are text-to-UML tools so popular? The short answer is that textual modeling tools have a very low barrier to entry. Together with online modeling tools, they are the go-to option for all people looking for some kind of lightweight solution to draw some models. Indeed, the textual UML tools market is one of the fastest-growing segment in the UML tools market (based on my own perception of visitors’ interest). This category of textual modeling tools is also known as diagrams as code (for similar reasons as many model-driven tools are renaming themselves as low-code tools). ![]() Many of these textual modeling tools focus on UML but beyond text to UML, we have also text to ER, text to BPMN, text to architecture and even text to chatbot tools. A textual modeling tool supports the use of textual notations and languages to describe software models and automatically renders the corresponding graphical diagram from that textual description. ![]() ![]() ![]() Our firm favorites were programs that offer 24/7 customer support through live chat, email, and phone. We know beginners often need a lot of guidance. This allows you to pay for only what you need and cancel your subscription if you decide you no longer need the software. Regarding pricing plans, we highlighted programs that offer monthly or annual subscription plans rather than one-time purchase plans. We also looked for programs that offer discounts for students and educators. The best graphic design software for beginners should at least have a free trial, so you can try it out before you buy. ![]() We looked for programs offering a wide range of features at an affordable price, and preferably a free version. We understand that not everyone has a large budget for graphic design software. The software should have a learning curve that isn’t too steep so beginners can gradually move towards more advanced graphic designing. We also considered the ease with which users can transition from the basics to intermediate toolkits. That’s why we prioritized programs with a wide range of advanced features, like 3D printing, animation, and video editing. Advanced FeaturesĮven though we’re looking for easy-to-use graphic design software, we know beginners will eventually want to move on to more advanced features. In short, we looked for programs with a good selection of top-notch editing tools, accessible templates for creating logos, illustrations, and typography, dedicated image databases, and collaborative tools. We also paid attention to the software’s file compatibility to ensure it could open and edit various file types. We looked for programs with a wide range of templates, tools, and effects that would allow beginners to create professional-grade designs. While ease of use is vital for beginners, they also need a program with enough features to create professional-grade designs, preferably with options for editing raster and vector images alike. Easy graphic design software should also be able to be used on multiple platforms like Windows, macOS, and Linux, and scale to fit a range of screen sizes. We looked for programs with an intuitive interface and step-by-step tutorials to help beginners find their footing quickly.Įasy and swift switching between editing modes, a comprehensive dashboard, and other such factors were some of the essential elements we considered. Here’s our list: Ease of UseĪs we were looking for a graphic design tool for starting designers, we preferred software that is easy to use. To help you find the right graphic design software for newbies, we’ve considered several factors. You can practice and experiment until you find something that works, and there’s no need to start from scratch whenever you want to try something new.Įven aspiring designers need a program that is easy to use but still has powerful features. Using simple graphic design software is a great way to improve your skills.Most employers will expect you to have at least basic knowledge of Adobe Illustrator or Photoshop. Know-how about various graphic design software tools is essential for any professional designer.You can also easily add effects and textures that wouldn’t be possible with traditional design methods. With some programs, you can export your designs in multiple formats, so they will look fabulous no matter where they are used. Graphic design platforms give you greater flexibility and control over your designs.You can also try new techniques without worrying about ruining your work, as you can always undo what you’ve done. Working with a program allows you to experiment with different fonts, layouts, and graphics until you find something that works well together. It’s the best way to learn the principles of graphic design. ![]() There are several reasons you could use the help of basic graphic design software, even if you are not a professional. Graphic design software is a computer program used by professional designers to create vector illustrations, logos, infographics, and other types of visuals by manipulating shapes, colors, and textures. ![]() ![]() ![]() ![]() ![]() Like how snowflakes have different shapes and sizes, and why they appear white even though they are made of clear ice. With this coloring page, you can have fun coloring while going through a revision of some of the things you have learned. You must have learned a few things about snowflakes so far. You can print this page and give this unusual snowflake some unconventional colors. If you play this game right, the giant snowflake will be in sight.Ī testament to the variety of shapes and sizes of a snowflake is this unusual snowflake, which appears to be a combination of columns and needles. All you need to do is follow the dots according to their numbers, joining them to one another. Print this coloring page and help the bear find the missing snowflake. This winter wonder illustration is missing one giant snowflake. It’s time for a fun activity to turn up your holiday excitement factor. Take a printout and start coloring segment-wise, to reveal a colorful and festive snowflake. If the complex structures of the snowflakes are giving you a hard time, this simple illustration of a snowflake is the one for you. Enhance the beauty and balance of this mandala by printing this page and giving it dazzling colors. Taking inspiration from the holiday season is this snowflake mandala coloring page. Generally speaking, mandalas are diagrams or geometric patterns having radial balance. Mandala which literally means “circle” in Sanskrit has been associated with Hinduism and Buddhism, representing the symbol of the universe. Bring out the colorful excitement of the scene by printing and coloring this page with equal joy. You can see him having the first snow experience of this year, as he tries to catch the falling snowflake. Santa Claus is here, and he is equally, if not more pleased than you are, about the coming holiday season. To add to the design, you can utilize the central space to stick photographs of your family members. You can then paste this snowflake decoration wherever you want it to be placed. After printing the page, color it according to your needs and then expertly cut out the design. Take your Christmas decorations to another DIY level with this printable snowflake cutout. Print and color this detailed snowflake illustration on this coloring page with your unmatched coloring skills. One example of a complex snowflake is this solid hexagonal plate snowflake with dendrite extensions. Snowflake formation is a dynamic process, which is why different varieties of snowflakes can be found in nature. Print this page and color with razor-sharp vision like the eyes of this ninja. Like the ninjas from the land of Ninjago, a Lego theme introduced in 2011, keep up your spirit this holiday season by spreading goodness and helping others. Looking sharp like the pointed tips of the snowflake is this Ninjago-inspired coloring page. Being warm and cozy, she looks happy walking and enjoying the falling snowflakes. There’s nothing worse than falling sick in the holiday season, is there? Like this girl on this coloring page, ensure that you are properly dressed from head to toe when going out to enjoy the snow. Print this page and help her add sharp colors to her creation.Īs enticing as snowfall is, deciding to go out in the snow can prove to be less fun if you get cold and fall sick. Showcasing her ice power on this coloring page is Princess Elsa with a strikingly grand snowflake she just created. If I say the word frozen, what comes to your mind immediately? Of course, the Disney blockbuster movie, Frozen and all the spectacular scenes flashing in your memory. Oh, wait! Don't forget to follow me on Teachers Pay Teachers. ⭐️ DOWNLOAD THE PREVIEW FILE TO SEE THIS RESOURCE IN DETAIL⭐️Įxpressive Monkey makes engaging resources that help students build confidence and express themselves through ART! Create a gorgeous bulletin board with printable impossible shape letters.Color an impossible snowflake using markers, colored pencils, or crayons.Learn what an impossible shape is and how M.Great for early finishers, snow day packets, i ndoor recess, or as a winter party activity. Just print out the bulletin board letters, fill your bulletin board with snowflakes, and you have a beautiful display to welcome you back after the break! Easy Peasy! Winter coloring pages that include 20 single snowflake designs and 12 snowflake pattern designs.Įnjoy the calming benefits of a mandala coloring page. A fun winter snowflake coloring activity that integrates art and geometry. Op art snowflake coloring pages designed with impossible shapes. ![]() ![]() Best Retro Groovy Fonts You Must Try Out Nowīelow we have mentioned 12 free retro groovy fonts you must try out soon! They are all perfect for any project, so make sure to use them: These fonts are aesthetic, sometimes bold and stylish, and are a perfect option for branding and logo design because of their attractive looks. ![]() ![]() Furthermore, these fonts give nostalgia to many people, especially the ones who were young during the 1980s era. They are often inspired by the fashion and style of the 1980s and 1990s. Groovy fonts are some typefaces with a retro and vintage vibe to them. They are beautiful, readable, and completely free, which means trying them out doesn’t only save you money but also helps you create amazing designs!ĭon’t Miss: Free Aesthetic Fonts What Are Groovy Fonts? In this article, we are going to share the 12 best groovy fonts you will ever find on the internet. which is the reason they are considered the best choices for designing and branding! So, are you here to look for some free groovy fonts too? If yes, then we have got you covered. Their aesthetic looks, vintage vibe, decent readability, and nostalgic feel are some reasons that make them stand out from the crowd. There is literally no competition for groovy fonts, as they emit a retro and vintage vibe that is loved by almost everyone on the planet! In the 80s, they used to be the trend every business and company used them since they were just perfect, and that’s why even today they are used by designers really often. ![]() |
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